Rule of law! Justice delayed is justice denied.
Issue 5 is a chronology of UBS AG (Switzerland) dubious USA condoned procedures created in Utah as State and USA Federal Court manipulations. These Utah created court documents are exported as tainted foreign judgements to other USA states as true and correct. In Florida, USA Federally unregulated Utah Industrial Bank UBS Bank USA fraudulently held itself out as a Florida chartered and licensed bank from 2003 > 2010. It was neither. Utah UBS Bank USA fraudulently targeted, solicited, recruited and falsely contracted with Florida citizens, especially the elderly. These matters continue to be UBS un-prosecuted USA Federal crimes. Let us be reminded of the UBS sales force mantra of target, solicit, recruit, isolate, control, dupe and loot. This is said to allow the UBS Client to obtain the “UBS perfection experience”. To accomplish criminal activity benefits co-conspirator schemers UBS Financial Services and UBS others knowingly shared offices with and intentionally commingled into UBS Client victim business with illegal Utah UBS Bank USA from 2003 > 2010. Again, when aiding and abetting the targeting UBS elderly Client Mallard for a mortgage, Utah USA Federally unregulated UBS Bank USA did not have a Florida license or charter to do so. From information and belief, this was common practice throughout every USA targeted and solicited State between 2003 > 2010 whereby UBS AG Utah UBS Bank USA did banking business illegally across state lines in USA. This instantly made UBS AG and it’s solely owned UBS Bank USA criminally liable to USA Federal Law. We will also see below that parent UBS AG (Switzerland) was on USA Federal parol. UBS AG Chairman Raoul Weil had also at the time escaped from USA Federal Court, Ft Lauderdale, Florida and was hiding out in Switzerland as an escaped fugitive from USA justice.
One of the basic rights given to every USA citizen is the “inalienable right of due process under the law”. UBS AG (Swiss) joined and created it’s solely owned UBS Bank USA by becoming a member of the USA Federally unregulated Utah Industrial Bank Cartel. UBS Bank USA and it’s aliases used either the 3rd District Court or the USA Federal Court, Salt Lake City, Utah to send dubious demands and complaints rife with misrepresentations out to their UBS Client victims from other states (see exhibits A & B). Among other things but not necessarily all, UBS Clients were then stripped of their USA inalienable right to “due process under the law” by using well known questionable legal procedures to diminish UBS Client victims, especially the elderly. The intent was, through USA fraud upon the Utah courts et al, to stop any herein mentioned USA victim recourse. If necessary, UBS then exports the UBS Client victim fraudulent defective case to another USA State or Federal Court as a true and correct Utah foreign judgement. Utah Industrial Banks know that rarely is the foreign state procedurally allowed to scrutinize the misrepresentations of the Utah judgements which are erroneously taken at face value.
Issue 5 will become the most lengthy issue due to the large number of interesting accumulated exhibits. It will always be under sustained construction to make it readership friendly to the World. UBS and their collaborators’ shear arrogance allows clarity to these criminal schemes for the World to see. We hope to glean from our readership which areas are most interesting for the publication.
SALT LAKE CITY, UTAH VE1
Salt Lake City, Utah panorama
UBS AG (SWISS) UTAH BLATANT COLLABORATIONS AND FRAUDS UPON THE UTAH STATE & USA FEDERAL COURTS ARE EASILY EXPOSED.
World regulators and administrators may want us to expound upon some of the legal technicalities within this issue 5. We will be more than happy to give them the citations and other judicial documents. We also will expound upon readership noted areas of interest. We have everything archived. This UBS matter is much to important to the World citizenry than perilously ignore the responsibility of not reporting it.
UTAH INDUSTRIAL BANK & PENNEY STOCK CARTELS
Among World financial and law enforcement regulators, the USA Utah State is known as the indisputable leader of both USA Federally unregulated Industrial Bank and Penney Stock Cartels. We will only address the USA Federally unregulated Utah Industrial Bank Cartel. In particular, the now defunct Lehman Brothers cartel member and presently active UBS AG (Switzerland) solely owned UBS Bank USA member headquartered in Salt Lake City. Suffice it to say, Lehman and UBS Utah Industrial Banks were substantial perpetrators in the 2008 World stock market crash. This has been purposely hidden from the World so UBS AG could initially receive USA and Swiss Government bailouts and continue the UBS AG reign of terror primarily against UBS Client victims, especially the elderly and women. We have the corroborating documents, testimony and reliable sources. Use your computer search engine to look up the most recent UBS swindle of Puerto Rican elderly UBS Clients. We have a paper trail going directly to the UBS Americas Chairman’s desk in New York on the UBS perpetrated Puerto Rico bond scandal. Sadly, we also report on USA vulture funds following UBS to pick up the swindling remnants.
Other USA international banks based in New York following Lehman & UBS AG to Utah by creating USA Federally unregulated Utah banks. There is no USA Federal Reserve accountability by the Utah Industrial Bank Cartel members. Furthermore, the Utah Industrial Bank Penny Stock Cartel members receive favorable treatment in both the massive Salt Lake City 3rd District and Federal Courts, among other things. A reliable USA CEO source who went through the Utah Industrial Bank Cartel ritual admission requirements told us of the procedures and perks available to the membership supersede Federal and other State Bank regulations. Prospective members are told there standing is directly related to Utah community events donations. We will see herein UBS is the #1 giver of money to the Utah Symphony with the Latter Day Saints Church (Mormon) #2.
SALT LAKE CITY, UTAH PENNY STOCK FRAUD CAPITAL OF WORLD
Deseret News (Utah) reports: “Utah’s unsavory reputation for swindles has spread nationwide. Former Colorado Securities Commissioner Royce Griffin said … Penny stock fraud has flourished in Salt Lake City since Utah’s earliest mining days, said state Securities Division Director John Baldwin. … another trend is for companies formed in Utah to have their stock sold through brokers in Europe to victims all over the world. … regulators in the state, around the country and abroad are learning to cooperate in the fight against penny stock fraud, officials say. Multiagency approaches have been used in several recent investigations of Utahns and Utah-related companies. “ VE1-1
UTAH “SEWER” OF USA SECURITY INDUSTRY CRIMES!
Cleveland Independent Media reports: “There’s a good reason Salt Lake City is by far the smallest city where the U.S. Securities and Exchange Commission set up an office to fight fraud.… The flogging of worthless penny stocks earned Utah a reputation as the sewer of the securities industry. It has yet to fully shake the tag. … Now, fraud runs the gamut from old-fashioned Ponzi investment schemes that amaze Israel with their frequency–“we see a ton of those cases”–to modern Internet and identity thefts. Some days, the business page of the Salt Lake newspapers reads like a police blotter. … the Church of Jesus Christ of Latter-day Saints [Mormon] is not involved, but its close-knit structure provides a handy bunco incubator. Indeed, when Israel has to consult Mormon authorities on swindlers claiming church connections or business, the leaders are eager to cooperate.” VE1-2 It is very difficult to indeed believe that the state of Utah and Mormon religion can have such commendable international political figures as Orrin Hatch, John Huntsman, Mitt Romney and Jason Chaffetz while turning a blind eye and deaf ear to known USA Federal and international criminal activities herein mentioned.
WHEN WILL FEDERALLY UNREGULATED UTAH INDUSTRIAL BANKS BE SHUT DOWN?
Salt Lake Tribune reports: “Obama is calling for the elimination of industrial bank charters and wants them all shut down within five years. If successful, the president’s plan could deal a hammer blow to Utah’s economy, which is the home of 25 industrial banks that employ thousands of the state’s residents and hold assets valued in excess of $168 billion. … Although Ed Leary, commissioner of the Utah Department of Financial Institutions, pointed out the administration’s plan is only preliminary and there is not yet any legislation before Congress. Nevertheless, he said, the proposal was disheartening. ‘It is discouraging they would want to eliminate a charter [for industrial banks] that has never caused problems and didn’t contribute to any of the country’s financial problems,’ Leary said.” VE1-3
UTAH INDUSTRIAL BANKS TO BE SHUT DOWN!
New York Times reports: “Utah is the nation’s unlikely capital of industrial banks — niche institutions that primarily make loans to businesses. Corporations like Goldman Sachs, Target and General Electric have been attracted to the state to set up such institutions. While they have brought billions of dollars in deposits, thousands of jobs and millions in charitable donations to Salt Lake City, the banks have also drawn fire from Washington. … Treasury Secretary Timothy F. Geithner and other officials are pressing ahead with their proposal to require the institutions to submit to Federal Reserve oversight, part of a sweeping package of regulatory reforms. But the battle over the banks, expected to intensify now that Congress is back in session, demonstrates how difficult enacting tougher regulation can be. … Unlike commercial banks, though, all but the smallest industrial banks are barred from offering checking accounts, so most have no retail branches. And they are not supervised by the Federal Reserve nor are their parent companies required to set aside capital reserves that could be used if a bank gets into trouble. … But critics tick off a list of complaints about the banks, including assertions that owning them gives their corporate parents an unfair advantage and encourages risky practices. … In addition, he and others point out, state regulators and the F.D.I.C. do not have the same powers as the Federal Reserve to demand changes in risky business practices by parent companies that might indirectly threaten their industrial banks. … Treasury officials have not blamed industrial banks for a role in the financial crisis, but they do argue that the regulatory loophole permitted abusive actions by some of their parent companies that fed the problems. … ‘The United States of America has lost billions of dollars based on inadequate regulation,’ said James A. Leach, a former Republican congressman from Iowa and longtime critic of industrial banks. ‘Once you set up an exception like the industrial bank charter, the smart and the big are not dumb. They will exploit it. And that is just what they did.’ ” VE1-4 USA Presidential Team UBS has been using their Cabinet Secretaries to buttress up UBS AG through questionable policies. Let us be reminded, Clinton/ Bush II/Obama continue to receive deferred payments from UBS, among other things.
ARE USA FEDERALLY UNREGULATED UTAH INDUSTRIAL BANKS STILL DANGEROUS FOR WORLD FINANCIAL STABILITY, AFTER 2008 WORLD FINANCIAL CRASH?
American Banker reports: “ILC [Utah Industrial Banks], a type of charter that allows companies to own a bank without having to comply with [USA Federal] Bank Holding Company Act requirements and face supervision by the [USA] Federal Reserve Board. … Community banks and others who support a strong firewall between banks and commercial firms … Camden Fine, the president and CEO of the Independent Community Bankers of America. ‘If these entities want to be banks, they should apply for banking charters and come under full and unified banking supervision.’ … ILCs are a window into the banking system for nontraditional financial institutions seeking to access the [USA] Federal Reserve payments system and take deposits, which are a cheap source of funding for loans. … said Fine. ‘Congress is going to have to address this issue. Do they want a commercial banking system regulated uniformly or do they not? That’s the question they are going to have to grapple with.’… The ILC is a controversial bank charter that critics say creates a loophole to the separation of banking and commerce, allowing firms to skirt Fed supervision. Supporters of the charter note that ILCs have been regulated successfully for decades by the FDIC [Federal Deposit Insurance Company] and the states, including Utah”. VE1-5 UBS AG (Swiss) solely owned UBS Bank USA and Lehman’s Bank as USA Federally unregulated Utah Industrial Banks were considerably responsible for the chain of events leading to the World 2008 financial crash. Perplexingly, USA Senate Finance Chairman quit Congress and immediately became UBS Vice Chairman. UBS Bank UBS was also USA Federal and State illegally doing interstate business in USA States out of UBS Financial offices without a mandatory State license to do so in any State but for Utah. UBS was pushing downgraded Lehman’s stocks onto unknowing UBS elderly clients. At this time Bush II Treasury Secretary Paulson met with his Goldman Sachs prior associates in a Moscow Marriott Hotel room. Lehmans was then allowed to fail while UBS was given an indirect Bush II USA Federal bailout. We have seen a rendition of this massive UBS swindle in Puerto Rico with questionable bonds coerced by UBS upon UBS elderly clients just before the Puerto Rican bond crash.. In the Puerto Rico UBS swindle crash the UBS paper trail went directly to the UBS Chairman’s desk.
United States Supreme Court says cartels are: “the supreme evil of antitrust.”(1) Prosecuting cartel offenses continues to be the highest priority of the United States Department of Justice’s Antitrust Division.(2) The Antitrust Division has sole authority for federal criminal antitrust enforcement in the United States.” VE1-6
DID UBS “INCENTIVIZE” PRESIDENT OBAMA BY INCREASING HIS DEFERRED PAYMENTS SO HE WOULD REFUTE HIS CAMPAIGN PROMISE OF TERMINATING THE USA FEDERALLY UNREGULATED UTAH INDUSTRIAL BANKS ?
New York Times reports: “Utah is the nation’s unlikely capital of industrial banks … While they have brought billions of dollars in deposits, thousands of jobs and millions in charitable donations to Salt Lake City, the banks have also drawn fire from Washington. … The Obama administration argues that the banks pose a threat to the economy because their parent companies can engage in risky practices but are often exempt from routine scrutiny by the Federal Reserve. … Unlike commercial banks … they are not supervised by the Federal Reserve nor are their parent companies required to set aside capital reserves that could be used if a bank gets into trouble. In Salt Lake City, the banks have been a welcome presence. They created an estimated 15,000 jobs at the banks and related service companies, and their executives have sprinkled money around to everything from the Utah Symphony Orchestra to housing for the poor.But critics tick off a list of complaints about the banks, including assertions that owning them gives their corporate parents an unfair advantage and encourages risky practices. In addition, he [Obama] and others point out, state regulators and the F.D.I.C. do not have the same powers as the Federal Reserve to demand changes in risky business practices by parent companies that might indirectly threaten their industrial banks. Treasury officials … have not blamed industrial banks for a role in the financial crisis, but they do argue that the regulatory loophole permitted abusive actions by some of their parent companies that fed the problems. ‘This is not about picking on anyone, but they contributed to risk in the system,’ said a Treasury official, who spoke on condition of anonymity because he was not authorized to comment on the issue.” VE1-7
WORLD CRIMINAL SCHEMES THOUGHT TO BE PERPETUATING USA FEDERALLY UNREGULATED UTAH INDUSTRIAL BANKS.
New York Times reports: “A few industry observers go further in their complaints. Some companies intentionally chose an industrial bank charter — where they could raise money through brokered C.D.’s, investor funds in cash accounts and funds from business clients — so that they could take riskier bets and have higher leverage in their other business units, argued Raj Date, who leads a nonprofit industry research group, Cambridge Winter. He said that parent companies of eight of what had been the top 12 Utah industrial banks filed for bankruptcy protection or received large allotments of federal bailout funds or other federal financial support in the last year. Those companies … consumed $70 billion, according to Mr. Date’s analysis. (Those institutions have all closed their industrial banks, in most cases a condition of accepting the money.) ‘The United States of America has lost billions of dollars based on inadequate regulation,’ said James A. Leach, a former Republican congressman from Iowa and longtime critic of industrial banks. ‘Once you set up an exception like the industrial bank charter, the smart and the big are not dumb. They will exploit it. And that is just what they did.’ ” VE1-8 The lengthy New York Times article is self explanatory. We now see not only UBS AG Switzerland solely owned Utah Industrial Bank cartel member UBS Bank USA but Goldman Sachs became Utah USA Fedrally unregulated before the next World financial crash.
USA 2018 STOCK/BOND MARKETS ARE GETTING WEIRD LIKE UBS/LEHMAN UTAH FEDERALLY UNREGULATED UTAH INDUSTRIAL BANK CARTEL 2008 OMENS.
CNBC reports: “There’s something weird going on that’s worrying the markets The yields of longer duration bonds are getting closer to the yields of shorter duration bonds, and some see that as a forewarning about a slower economy.… There’s an odd chill in the air on Wall Street, but many analysts are shrugging it off as a temporary cooling of a market that still has room to run.” VE1-9 In 2008 It was Utah Federally unregulated Utah Industrial Banks Lehman & UBS. 2018 IT ID UBS, Goldman Sachs & Chase Morgan! This should be dumbfounding to the World.
WHY DOES USA FEDERAL GOVERNMENT ALLOW UTAH INDUSTRIAL BANK & PENNEY STOCK CARTELS TO EXIST?
The USA Federally unregulated Utah Industrial Bank cartel has been allowed to continue to exist within the USA long after USA antitrust laws were enacted, for some reason. This has caused undue harm to USA banking by giving Utah Industrial Banks unfair competitive advantages over other USA and international banks. Again, Utah Industrial Bank cartel members UBS and Lehman were instrumental in initiating the 2008 World Financial crash.
There are known and unknown reasons why Utah Industrial Bank and Penney Stock cartels are allowed to continue existing, while conflicting with USA Supreme Court Antitrust rulings. Among other things but not necessarily all, it is known that both have created windfall in profits for Utah Federal and State Court systems, Utah lawyer/lobbyists as well as other Utah related peripheral businesses.
Salt Lake City, Utah Temple surrounded by law offices representing USA unregulated Utah Industrial Banks & Penny Stocks Cartel members.
SALT LAKE CITY, UTAH DECEPTIVE PANARAMA
One only has to look at the foyer index names to see the inordinate number of Salt Lake City, Utah buildings stuffed with Utah law firms serving Utah Industrial Bank and Penny Stock Cartel members. The parapets in the middle of this panorama are of the World renown Mormon Temple surrounded by Church administering worldwide offices. Across the street from the Temple is the exclusive private Alta Club for, among other things but not necessarily all, Utah lawyers profiting from cartel swindles.
UBS AG AS UTAH INDUSTRIAL BANK CARTEL MEMBER OWNER IS #1 MONEY GIVER TO UTAH SYMPHONY. #2 IS THE LATTER DAY SAINTS (MORMON) CHURCH.
UBS frequently gives money to wealthy community events. This allows their stockbroker salesforce to target, solicit and recruit unsuspecting Clients. Many do not know the UBS AG (Swiss) international reputation herein exposed. In Salt Lake City, Utah UBS is more interested in being seen as a good Utah Industrial Bank Cartel member in order to get the highest Cartel State and Federal Court system preferential treatment. We will see this enacted through exposing many Court misdeeds perpetrated upon sundry UBS Client victims. In all of the UBS and Lehmans cases there was never a case when UBS was not favored over UBS Client victims, especially the elderly. We will cover many of the UBS perpetrated frauds against UBS Client victims .
FDIC IS A PRIVATE INSURANCE COMPANY AND NOT A USA FEDERAL GOVERNMENT AGENCY.
Lehman Brothers Commercial Bank Salt Lake City, Salt Lake County, Utah
Application for Federal Deposit Insurance
(Bank Insurance Fund)
ORDER: The undersigned, acting on behalf of the Board of Directors pursuant to delegated authority, has fully considered all available facts and information relevant to the factors of Section 6 of the Federal Deposit Insurance Act relating to the application for Federal deposit insurance for Lehman Brothers Commercial Bank (the Bank), a proposed new Utah industrial bank to be located at 4001 South 700 East, Suite 410, Salt Lake City, Salt Lake County, Utah, and has concluded that the application should be approved.
Dated at Washington, D.C. this 10th day of August 2005.
FEDERAL DEPOSIT INSURANCE CORPORATION
By: Lisa K. Roy
Division of Supervision and Consumer Protection
FDIC IS A PRIVATE INSURANCE COMPANY AND NOT PART OF THE USA FEDERAL GOVERNMENT.
UBS Bank USA
Salt Lake City, Utah
Application for Federal Deposit Insurance
(Bank Insurance Fund)
ORDER: The undersigned, acting under delegated authority, has fully considered all relevant facts and information relating to the factors of Section 6 of the Federal Deposit Insurance Act regarding the application for Federal deposit insurance for UBS Bank USA, a proposed new bank to be located at 299 South Main Street, Suite 2275, Salt Lake City, Salt Lake County, Utah, and has concluded that the application should be approved.
Dated at Washington, D.C. this 9th day of September, 2003.
FEDERAL DEPOSIT INSURANCE CORPORATION
By: Lisa K. Roy
Division of Supervision and Consumer Protection
UBS AG SOLELY OWNED UTAH UBS BANK USA ILLEGALLY DID BUSINESS IN FLORIDA FROM 2003 > 2010 WHILE ON USA FEDERAL PAROLE AND CONTRARY TO USA FEDERAL REINVESTMENT ACT. USA AG STILL KEEPS ITS USA CHARTER, SOMEHOW!
Buzzfeed reports: “Insurance Act relating to the application for Federal deposit insurance for Goldman Sachs Bank USA (the Bank), a proposed new Utah industrial loan corporation to be located at 295 Chipeta Way, Salt Lake County, Utah, and has concluded that the application should be approved. … ‘A lot of parent companies [UBS, GOLDMAN SACHS] do not want to [be] regulated or supervised by the federal reserve,’ Jim Barth, … fellow at the Milken Institute, told BuzzFeed News. … There is also the issue of the Community Reinvestment Act, which requires banks to meet the credit needs of all the consumers in the places where it does business … John Taylor, president of the National Community Reinvestment Coalition, worries that ILCs can get banking charters without the same obligations to make credit widely available — and this position has made him a strange bedfellow of banking lobbies. The ILC applicants “want to have access to the resources banks have,” said Taylor. And to him — and some banks — this raises concerns “about safety and soundness and lack of regulatory oversight that could create malfeasance.” VE1-10 UBS sales force mantra of target, solicit, recruit, isolate, control, dupe and loot has been used upon many Florida UBS elderly account assets (see issue 4). UBS criminally ignored the Community Reinvestment Act in order to curtail the needs of UBS Clients.
USA vs UBS AG
USA vs UBS AG CHAIRMAN RAOUL WEIL
UBS AG USA IS CRIMINALLY PAROLED IN USA FEDERAL COURTS BUT UBS IS ALLOWED TO KEEP THEIR USA CHARTER.
UBS AG (Zurich, Switzerland) is the sole owner of the Utah Industrial Bank and its aliases UBS Bank USA, UBS Bank and Bank UBS. The UBS AG [Switzerland] solely owned UBS Bank USA from it’s creation September 15, 2003 to present has continually committed documented crimes upon USA Federal & State Governments, USA citizens and the World. There is a chronology of known UBS AG continuing USA Federal criminal violations occurring while on and off USA Federal criminal parole (Exhibit X & PPPPP). Among other things but not necessarily all, USA AG knowingly continues to misrepresent it’s UBS Bank USA as USA Federally regulated within World court submissions and international advertisements, somehow.
AGAIN, UBS AG SOLELY OWNED UTAH INDUSTRIAL BANK “UBS BANK USA” AND IT’S ALIASES HAVE ONLY BEEN UTAH STATE CHARTERED IN USA FROM 2003 > 2010.
“Holden [owned] By: UBS AG [Switzerland] Charter Class: [USA] Commercial bank, state charter and Federal nonmember, supervised by the FDIC”
Again, UBS AG wholly owns the UBS Utah Industrial Bank and it’s aliases UBS Bank, UBS Bank USA et al are only members of the Utah industrial Bank cartel “Commercial bank, state charter and Fed nonmember” (above Exhibit UUUU). UBS AG purposefully continues to successfully misrepresent the truth in USA State and Federal Courts by saying Utah UBS Bank USA is a USA Federally chartered bank.
UBS Bank USA
299 South Main Street, Suite 2275
Salt Lake City, Utah 84111
UBS WORLD LOGO GRAFFITI BLIGHT!
UBS has a penchant for putting its logo on the sides and tops of buildings throughout the World when in fact it rents just a solicitation and recruiting room or suite on an above secure floor in the buildings. UBS AG is frequently attacked by angered UBS Clients. The UBS logo is turning into World graffiti defacements.
UTAH DEPARTMENT OF FINANCE CONTRADICTS UBS AG BY TELLING THE TRUTH.
Utah Department of Financial Institutions in 2014 writes the truth in explaining that: “All industrial banks (IBs) [herein Utah Industrial Banks] are chartered by the state [herein Utah]. Nationally or federally chartered IBs do not exist.”
UBS AG (SWISS) FALSIFIES STATEMENTS WITHIN IT’S UBS BANK USA 2017 MANDATORY SUBMISSIONS. THESE FRAUDULENT DOCUMENTS WERE THEN GIVEN TO UTAH DEPARTMENT OF FINANCE, USA FEDERAL RESERVE, USA GOVERNMENT AND THE WORLD AS TRUE AND CORRECT. UBS AG WAS THEN ALLOWED BY OBAMA TO KEEP IT’S USA CHARTER, SOMEHOW!
Please note UBS Bank USA in 2017 fraudulently refers to itself as being USA Federally regulated by “Federal Regulator FDIC”. Again, FDIC is an insurance company and not a USA Federal agency. There is nothing as sacrocanct as the integrity of World financial institutions for government and client credibility. UBS AG deliberately with malice fraudulent holds it’s solely owned Utah UBS Bank USA out to the World as a USA Federally regulated bank. These continuing repetitive falsities cannot be construed as mistakes or inadvertences but only deliberate false statements to perpetuate World criminal acts. Federal Deposit Insurance Company is not either part of the USA Federal Reserve or any USA Government Agency. FDIC is an insurance company. This statement should be construed as yet another criminal violation perpetrated by UBS AG (Switzerland) upon USA Federal Government, USA citizens and the World. Again, when will UBS loose it’s USA Charter?
UTAH INDUSTRIAL BANK CUBICLES
These Utah Industrial Bank & Penny Stock cubicles typify the Utah headquarters office operations look since almost all communications is via phone or computer with lawyers, out of state client victims or the designated Salt Lake City 3rd District State or Federal Court.
UTAH INDUSTRIAL BANKS PHYSICALLY RESEMBLE WORLDWIDE CREDIT COLLECTION AGENCIES.
One is initially alarmed that Utah Industrial Banks physically do not resemble other USA State or USA Federally regulated Banks. There are few client friendly areas with tellers, customer windows or anything resembling a bank within their headquarters and usually sole office. It looks more like rows of collection agency kiosks containing one chair, elaborate headsets with professional speaker/ear phones and a desk computer. There were several attempts to take a picture of the kiosks at the front door with a client but bank officers refused to allow it. We were informed kiosk conversations are usually between foreign corporate owners, lawyers, Salt Lake City 3rd District or USA Federal Courts and Client victims. Clients for the most part are out-of-state UBS Client elderly victims whose life savings are fraudulently exported, usually to Salt Lake City 3rd District Court. In essence, Utah Industrial Banks are not client friendly places inside. They are allegedly predatory corporate collection agencies insinuating fake demands upon far off client victims. All of the above fraud is done with the use of interstate communications subject to USA Federal law. Obfuscations to USA law & order have come directly from “USA Presidential Team UBS” in consideration for deferred payments.
UTAH INDUSTRIAL BANK CARTEL WASHINGTON LOBBYISTS
New York Times reports: “The lobbyists for Utah Industrial Banks Douglas S. Foxley, left, Frank R. Pignanelli, right, and George Sutton, middle, a former Utah regulator, say industrial banks are among the safest and do not need Federal Reserve oversight. They have gained powerful supporters in Washington.” VE1-11 These facially descriptive Utah lobbyists represent the Utah Industrial Bank Cartel in Washington. These depicted men represent typical looking Washington lawyer/lobbyists.
UTAH INDUSTRIAL BANK’S PIGNATELLI SPEAKS!
Frank Pignanelli says: “Industrial banks are the safest and soundest institutions in the country. In terms of capital and everything else, they are safe and sound. Lehman burned to the ground. What was the one asset left standing? Their industrial bank.” Pignantelli blithely does not take into account that World consensus is both UBS AG’s UBS Bank USA and Lehman’s Woodlands Bank USA Federally unregulated banks were instrumental in causing the 2008 World financial crash.
Frank Pignanelli speaks, again!! UBS gives to Utah Symphony.
TESTIMONY OF GEORGE SUTTON, ESQ AS HE SPEAKS ON BEHALF OF THE SECURITIES INDUSTRY ASSOCIATION BEFORE THE USA HOUSE FINANCIAL SERVICES SUBCOMMITTEE ON FINANCIAL INSTITUTIONS AND CONSUMER CREDIT!
Utah lawyer/lobbyist George Sutton’s speech is filled with misrepresentations of the truth. Lobbyist Sutton’s talk was still accepted by USA House Financial Services Subcommittee as true and correct, somehow. Callister, Nebeker and McCullough in Salt Lake City, Utah is considered the most powerful lawyer/lobbyist firm in Utah.
UBS AG (SWISS) & LEHMAN SOLELY OWNED USA FEDERALLY UNREGULATED UTAH INDUSTRIAL BANKS IMPLICATED IN 2008 WORLD FINANCIAL CRASH.
Salt Lake City Weekly reports: “the state of Utah and the lobbying firm Foxley & Pignanelli have become the largest cheerleaders for this arm of the banking industry [Federally unregulated Utah Industrial Banks], which according to Frank Pignanelli—a lobbyist, executive director of the National Association of Industrial Bankers and former Democratic legislator … In addition to benefits derived from corporate ownership, industrial banks enjoy another perk: being exempt from the Bank Holding Company Act. By operating outside of the act, the parent companies of industrial banks aren’t regulated by the Federal Reserve. Instead, the FDIC and, largely, Utah’s Department of Financial Services, regulate them. … Darryle Rude, chief examiner with the Utah Department of Financial Institutions, says that state regulation is “less onerous” than federal oversight. … While there might be some tangible benefits to keeping the Federal Reserve off of a bank’s back, according to George Sutton, former commissioner of the Utah Department of Financial Institutions, lack of oversight by the Federal Reserve is not what fueled the growth of these banks. … National banking associations and even the Federal Reserve raised this concern, contending that the inability of federal watchdogs to regulate parent companies of industrial banks presented a “blind spot” that, if left unchecked, could rain chaos on the nation’s financial sector. … In testimony before the House Subcommittee on Financial Institutions and Consumer Credit in July 2006, Scott G. Alvarez, general counsel of the board of the Federal Reserve, said the rapid expansion of industrial banks created a potentially unfair opportunity for corporations to gain access to the federal banking safety net. … ‘If Congress does not address the ILC exception, the nation’s policies on banking and commerce and the supervisory framework for corporate owners of insured banks are in danger of being decided for Congress through the expansion of this loophole by individual firms acting in their own self-interest,’ Alvarez said. … ‘One example of this was Lehman Brothers, which up until 2011, operated a Utah industrial bank called Woodlands Commercial bank. Even as Lehman Brothers went belly up, Woodlands slowly self-liquidated, inching down from a 2008 peak of $6.8 billion in assets to $1.6 billion before closing for good in 2011.’ … One of the laws that Pignanelli says nearly found its way into the document would have placed an outright prohibition on the charter, driving a stake through industrial banking’s heart. Sutton was one of those lobbying on behalf of industrial banks. ‘We were able to head off all of the legislation that would have permanently eliminated the charter,’ he says. … Howard Headlee, president of the Utah Bankers Association, says his counterparts across the country [World] were acting out of fears surrounding an industry that they knew nothing about.” VE1-12 It should be considered troublesome to World finance when Lehman was bankrupted while UBS was given a questionable backroom USA/SWISS bailout. There was also a successful unilateral documented scheme by UBS to insinuate Lehman’s shoddy almost worthless shares to replace quality shares in UBS elderly USA victims accounts. UBS salesmen used such words as vomit, shit and other vulgar words to refer to the Lehman’s stocks they were dumping into the accounts of the unsuspecting USA elderly UBS client victims. The above Utah lawyer/lobbyists men are said to have a stranglehold upon Washington financial committee’s revolving door that partially caused the World 2008 financial collapse. A desperate UBS AG is said to be heading in that direction again.
ARE INTERNATIONAL BANKERS QUIETLY MOVING TO UTAH INDUSTRIAL BANKS FOR WINDFALL PROFITS DURING THE FORTHCOMING WORLD FINANCIAL CRASH?
Telegraph reports: “One of Britain’s top fund managers, who correctly predicted the recent share sell off, has said that it was only a taster, and that he is confident an ‘earthquake’ will hit markets ‘within months’. … Jonathan Ruffer, who oversees billions of pounds of savers’ cash and has a personal fortune of around £400m, was last year revealed to be the mysterious buyer of $200m worth of insurance to protect his portfolio from a rise in the volatility of American shares.” VE1-13
WHEN WILL PRESIDENT TRUMP DRAIN THE WASHINGTON SWAMP? WILL PRESIDENT TRUMP FINALLY REVOKE UBS AG USA CHARTER?
It has been amusingly said the above lobbyist picture depicts typical self-important lobbyist/lawyers that President Donald Trump wants to drain from the Washington swamp. These men lobbying for the Utah Industrial Bank cartel are typical of “deep state” members by wanting status-quo to continue in Washington. These men typify Washington lawyer/lobbyist prototypes for Hollywood central casting. Lobbyists are lawyers so they can declare fiduciary relationship when asked to give testimony against clients. Self-importance and “deep state” mentality is generally a requirement for lawyer/lobbyists lurking in the hall corners and other recesses of Washington Congress. This is especially true near the Ways & Means and Finance Committees because that is where the money allocations are implemented. Watching the lawyer/lobbyists at work is not part of the Congressional public tour. Citizens touring the USA Capitol are not allowed to enter corridors, coat rooms et al where lawyer/lobbyists do business for fear the USA public will see reality.
UBS AG (SWITZERLAND) SOLE OWNER OF UBS BANK USA UTAH INDUSTRIAL BANK REPEATEDLY LIES TO THE WORLD IN GOOGLE AND OTHER ADVERTISING. UBS AG IS STILL ALLOWED TO KEEP IT’S USA CHARTER, SOMEHOW!
UBS AG (Switzerland) as sole owner of Utah UBS Bank USA repeatedly, successfully avoids USA Federal prosecution while purposefully continuing to misrepresent the truth by saying: “UBS BANK USA is a federally regulated Utah industrial bank.” It is not USA Federally regulated. FDIC is an insurance company and by UBS calling it part of USA Government is defrauding World UBS Clients that rely upon it as being true and correct.
David Shulman UBS Global Municipal Securities Chief
UBS General Counsel David D Aufhauser
UBS GENERAL COUNSEL & UBS GLOBAL SECURITIES CHIEF AVOID USA JAIL FOR THEIR USA FEDERAL CRIMES, SOMEHOW!
New York Times reports: “Mr. (David) Shulman, UBS’s global head of municipal securities, who was publicly criticized by Mr. Cuomo, paid $2.75 million to settle the charges and was suspended as a securities broker for two and a half years. Another, David D. Aufhauser, UBS’s general counsel, paid $6.5 million and was barred from practicing law in New York for two years. Mr. Shulman was suspended by UBS and Mr. Aufhauser left the bank. UBS declined to comment on the reason for his departure and named him an adviser to the bank. … Neither man admitted or denied guilt, but in both cases, the allegations made by the authorities were incriminating. According to the complaints, Mr. Shulman sold his personal holdings within days of learning the market was in distress. Mr. Aufhauser was on an Acela train to Washington when UBS’s chief risk officer e-mailed him to warn that the auction-rate securities market was collapsing. Minutes later, he e-mailed his UBS broker to sell the securities in his account. (A lawyer said Friday that Mr. Aufhauser subsequently reversed the trade and didn’t profit from the order.) Today Mr. Shulman is listed as a “managing member” of BasePoint Capital L.L.C., a private investment firm in Greenwich, Conn. Mr. Aufhauser is a partner at the prominent Washington law firm Williams & Connolly. His biography on the firm’s Web site references his experience as “managing director and global general counsel of the UBS AG investment bank.” Both Mr. Shulman and Mr. Aufhauser declined to comment.” VE1-14 We see UBS “decline comment” or renditions thereof over and over in an attempt to silence transparency. We evidence through corroborating documentation that Aufhauser’s UBS General Counsel office directed the theft of Florida elderly assets, including fraudulent liens/mortgages. Corroborating documents clearly evidence Aufhauser’s office is confirmed to have been directly involved in the UBS 2008 World financial meltdown causes. We see that Aufhauser continues to work for UBS, as UBS “named him an adviser to the bank” immediately after his UBS suspension and being barred from practicing law for two years in New York state. A reliable UBS source has said Aufhauser knows enough to cause UBS to loose their USA Charter hence “advisor” hush money and bluster from Governor Cuomo’s office.
UBS AG MISREPRESENTS TRUTH AS IT’S SOLELY OWNED UTAH UBS BANK USA OBTAINS FLORIDA CHARTER BASED UPON SUNDRY OVERT LIES BUT IS ALLOWED TO KEEP IT’S USA CHARTER!
UBS Bank USA filed with Florida Department of State June 10, 2010 criminally stating it was approximately 4 years old when in fact UBS AG (Swiss) sole owner registered it initially 2003 in Utah (see above exhibit UUUU). Furthermore, Utah UBS Bank USA had been doing business illegally out of UBS Private Wealth Management, 440 Royal Palm Way #300 offices at least since 2008. From information and belief Utah UBS Bank USA was also doing business illegally out of UBS Wealth Management offices in other USA states without being registered with those states.
TWO UTAH ATTORNEYS GENERAL ARRESTED FOR REPETITIVE CRIMINAL ACTIVITY!
Wall Street Journal reports: “FBI arrested Utah Attorneys General Swallow & Shurtleff face 23 counts of bribery, tampering with evidence and obstructing justice. … each man could be sentenced to a maximum of 15 years … The pair are accused of trying to cover up their activities by destroying emails and lying to investigators.” VE1-15 Swallow has been an esteemed Bishop within the Mormon Church. All actions against Swallow and Shurtleff were dismissed by the infamous 3rd District Court & USA Federal Courts in Salt lake City. It cannot be found in archives that any lawyers connected to the Utah Industrial Bank or Penney Stock Cartels have ever been successfully prosecuted. They are either Mormons, know too much about the swindling infrastructure or both! It was a given in Utah and Washington Swallow & Shurtleff would be declared innocent. The USA media and public were curious as to how it would be implemented. Was it going to be like UBS AG Group Executive Board Chairman Raoul Weil in Ft Lauderdale, Florida Federal Court (see case at PPPPP below VE1-10) by inundating the marginally picked jury with highly technical bank terms which literally put the jury to sleep , a mistrial, a judicial technicality or some other unknown devious ploy? Swallow was declared innocent by a Utah jury. Swallow then “cried” and thanked the Court. Shurtleff had no jury so was let freed on legal technicalities by the 3rd District Court Judge.
There is too much money to be made in Utah from the thriving Utah Industrial Bank and Penny Stock Cartels through international swindling. Utah Industrial Bank Cartel member UBS Bank USA law firm Anderson & Karrenberg has never been known to have lost a case against UBS Client victims questionably if not illegally transported to Salt Lake City, Utah 3rd District or USA Federal Courts.
UTAH 3RD DISTRICT COURT JUDGE DISMISSES UTAH ATTORNEY GENERAL SHURTLEFF AS DEFENDANT IN CRIMINAL CASES, BY USING “TECHNICALITIES”!
Fox 13 Salt Lake City reports: “The criminal case against former Utah Attorney General Mark Shurtleff is officially over. A judge in 3rd District Court officially dismissed the case Wednesday night, granting a prosecution motion to drop all charges against Shurtleff. … Shurtleff and his successor, John Swallow, faced charges in the state’s biggest political scandal. … Shurtleff and Swallow denied wrongdoing. … The judge signed an order dismissing it without prejudice, meaning that technically, criminal charges could be refiled. However, the statute of limitations on such offenses may be in play.” VE1-16 All USA Federal and Utah case prosecutions against these men could not pass the smell test. These two men knew too much to be convicted. Shurleff had a Washington lawyer/lobbyist firm with Utah Client interests. Swallow was a Bishop in the Morman Church. Both Utah Attorneys General cases did not include other known collaborators. From information and belief, all of the cases against these men were kept smothered so as not to expose any further 3rd District and USA Federal Salt Lake City Courthouse profitable swindle disclosures to the World. In particular, those crimes against USA elderly from other states illegally processed within these two courts by Utah Industrial Bank and Penney Stock cartels. Our University of Utah reliable sources have seen this within UBS Client victims herein mentioned cases.
Anderson & Karrenberg founding partners
Anderson & Karrenberg, Utah, USA Law Firm as has been internationally advertised.
UBS AG UTAH LAWYERS REMAIN A KNOWN ENIGMA.
Anderson & Karrenberg has been a successful albeit sketchy UBS AG Salt Lake City law firm. The John T Anderson identity picture will not be disclosed to the World by other partners. The shadow has been used by Karrenberg and other partners to connote Attorney Anderson for many years, as exactly above presented. John Anderson depiction remains mysterious for a reason. This has never been known to happen in USA law firm partnerships for fear of their reputations and legal actions. What is there to hide? Among other clients but not necessarily all, Anderson & Karrenberg represent UBS AG (Swiss) and their solely owned Utah USA Federally unregulated UBS Bank USA. Anderson & Karrenberg will not give proper documentation on themselves for USA public scrutiny by legal entities like Avvo, Glassdoor or other public interest groups. At least one time USA media has called Anderson & Karrenberg asking for Attorney John Anderson only to be put on speaker then subject to hoots, howls with unmentionables and then told to look somewhere else. How can a law firm do this publicly to a marque partner. We have been told the answer from a reliable Utah source but have a fiduciary confidentiality.
PALM BEACH, FLORIDA VE2
UBS logo on street level left side 440 Royal Palm Way, Palm Beach, FL 3rd floor office is said to have been replaced to avoid vandalism by disgruntled UBS Client victims. Other banks will not talk about it in fear of retaliation from either UBS or UBS demonstrators!
UBS POLICY IS HAVING RENTAL OFFICES ON OR ABOUT 3RD FLOOR OF BUILDINGS FOR SECURITY AND STAFF SAFETY.
UBS logo sign can be seen on the left first floor corner. It has recently been taken down by the building owner for safety reasons! We see in other issue pictures depicting UBS constantly being attacked by angry UBS Clients or prior UBS staff (see issue 2 under VB-12 vandalized Zurich, Switzerland UBS Branch). This has become so dangerous throughout the World that smart building owners are now demanding that UBS logo symbols not be attached to the outside of their buildings. Many other tenants fear their staff may be harmed by angered UBS Clients or frequently fired UBS staff.
AT ALL TIMES DURING THE MALLARD MORTGAGE NEGOTIATIONS AND COMPLETION WITH ALL PARTIES, INCLUDING UBS, MALLARD WAS REPRESENTED BY ALLEY, MAASS, ROGERS & LINDSEY PALM BEACH LAW FIRM.
amrl .com says: “Alley, Maass, Rogers & Lindsay, P.A. is the largest law firm in the Town of Palm Beach and one of the oldest in Palm Beach County. Raymond C. Alley began representing the Phipps family and their various business interests in Miami in 1925, and moved to Palm Beach County in 1927 when the Phipps family moved”. VE2-1
ALLEY, MAASS, ROGERS & LINDSAY LAW FIRM DUTIFULLY UPDATE CLIENT MALLARD ON HIS UBS MORTGAGE
There are numerous Alley Maass billings attached to this document, including those pertinent dealings >< between UBS Malissa Smith as UBS representative of Mallard’s UBS Financial Services & UBS Bank USA Florida accounts and Alley Maass attorney Lou Hamby. Again, UBS AG (Swiss) solely owned USA Federally unregulated UBS Bank USA was illegally doing interstate business in Florida from 2003 > 2010 without a Florida Charter to do such. Please note the mortgage creation and transference to the new address of 223 Atlantic Avenue 3E, Palm Beach, Florida 33480.
Karrenberg fraudulebt Utah Summons
KARRENBERG SENDS AN INTERSTATE FRAUDULENT SUMMONS USING USA FEDERAL POSTAL DEPARTMENT
The above Karreberg Utah Summons was sent to an address that does not exist in the World to UBS advantage. This is yet another clear criminal violation of the USA Federal Gramm-Leach-Bliley Act 15 USC, Subchapter I, Sec. 6801-6809 Disclosure of Nonpublic Personal Information.
106 Hammon Ave, Palm Beach, Florida 33480
UBS MANTRA OF TARGET, SOLICIT, RECRUIT, ISOLATE, CONTROL, DUPE & LOOT TO ACHIEVE UBS CLIENT “PERFECTION EXPERIENCE”!
Seafront 106 Hammon Ave was Mallard’s residence at the time of his targeting, solicitation, recruitment, isolation and control by UBS. He lived here until moving into his UBS mortgaged 223 Atlantic Ave 3E condominium. Mallard had no idea UBS forged USA Federally mandatory documents in order to gain control of his assets. UBS iterated that the transaction would be incomplete unless all Mallard assets were transferred into the possession and control of UBS. It is now believed this movement was to stop Mallard from further paying Alley, Maass, Rogers & Lindsay to defend Mallard upon the pending duping and complete looting of all Mallard’s uranium and gold mining stocks as well as other assets. Quoted World media within this and other publications depict similar swindles played out time and time again by UBS and their collaborators.
UBS CREATED FORGED PROPOSED “KNOW YOUR CUSTOMER” CLIENT RESOURCE ACCOUNT APPLICATION.
Herbert K Mallard (herein Mallard) was targeted and solicited by a Malissa Smith he had known as a local real estate saleswoman who had become a UBS Financial Representative. She said she would work with Mallard’s attorney to create a UBS mortgage with better terns than he was offered by Wells Fargo. Within Malissa Smith’s UBS, 440 Royal Palm Way, Palm Beach, Florida office Mallard was recruited by UBS over Wells Fargo when signing and printing valid name then date and dating the Account Agreement page of the UBS Financial Management Application. At no time was Mallard given the Resource Account Application forged by UBS until UBS Bank USA Utah Court submissions. gave a demand letter to Mallard (see exhibit A & B).
Under Product and Account Ownership Mallard’s Social Security # and address are false and fraudulent. There is no address 160 Hammon in Palm Beach, Florida. It thus cannot be Mallard’s legal address. All of the checked boxes were done by UBS without the knowledge or consent of Mallard. UBS Bank USA Appropriateness and Client Verification were explained by UBS while UBS fraudulently created forged vital information and submitted to Florida, Utah and USA Federal Governments as true and correct.
UBS AG SOLELY OWNED UTAH UBS BANK USA & UBS FINANCIAL SERVICES INITIATE SWINDLE AGAINST UBS ELDERLY CLIENT MALLARD OUT OF THEIR 440 ROYAL PALM WAY, PALM BEACH, FLORIDA OFFICE.
UBS Bank USA as a USA Government Federally unregulated Utah Industrial Bank cartel member was illegally doing business USA Federally interstate in Florida from 2003 > 2010. Elderly Mallard’s sole intent was to hire highly respected real estate lawyer, Lou Hamby at Palm Beach Alley Maass law firm to expedite the real estate transaction with the 223 Atlantic 3E, Palm Beach, Florida seller and UBS offices at 440 Royal Palm Way, Palm Beach, Florida. Mallard relied upon real estate attorney Lou Hamby’s customary due diligence and scrutiny (see above C exhibit Palm Beach County mortgage registered in UBS favor). All UBS documents known to Mallard were filled out by UBS Palm Beach offices. Unknown documents and entries were later found to contain UBS generated fraudulent Mallard personal identifiers, such as a non-existent address and false social security number sworn to be Mallard’s by UBS.
UBS demanded the real estate mortgage transaction be accompanied by the Mallard transfer all of his stock assets to from nearby Muriel Siebert brokerage office to UBS. Mallard’s UBS assigned representative was Malissa Smith who dealt with real estate attorney Hamby on the intricacies of the real estate. Mallard was introduced to and conversed through three conference calls with Mark Boinavich (sp) of the UBS real estate department, Laurel, New Jersey (866-536-3827). All but the last call to Mark were conference calls were made by Malissa Smith from the UBS Palm Beach offices. Among other things but not necessarily all, UBS Bank USA Palm Beach office started an illegal action at it’s usual 3rd District Court, Salt Lake City, Utah improper venue. According to herein noted Florida law “Section 47.011, Florida Statute provides in relevant part that “[a]ctions shall be brought only in the county where the defendant resides, where the cause of action accrued or where the property in litigation is located.” This section shall not apply to actions against nonresidents.Florida real estate disputes must be heard in the Florida County where the real estate is situated. Unknown to Mallard and presumably Attorney Hamby UBS had appointed Malissa Smith as Mallard’s personal representative even though she was a “UBS TRAINEE”. Some of the Florida violations are disclosed within this Issue while others are book archived.
BROKER SALES TRAINING FOR UBS CLIENT REPRESENTATIVES INTIMATES REWARDS FOR NOT GETTING CAUGHT WHILE A “FORMER” IF CAUGHT.
UBS continues to be indifferent with broker actions. UBS seems to adhere to the Spartan law. If a UBS employee commits a crime and does not get caught they are rewarded by UBS. If the employee commits a crime and gets caught UBS disavows them immediately by saying “former UBS employee”are on their own to defend themselves. Readers only have to read the many herein articles to see examples. Mallard assumed his UBS Personal Representative was not a trainee. Neither UBS nor Malissa Smith ever mentioned her status at UBS. Mallard only met Melissa at her UBS Financial Services, UBS Bank USA et al office before she was replaced as former.
President Obama’s office through Attorney General Eric Holder even introduced a procedure to absolve all senior UBS hierarchy with a slight fine and no prison. This is exactly how UBS General Counsel David Aufhauser and UBS Global Municipal Securities Chief David Shulman received no prison term for getting caught insider trading. Aufhauser is still considered a lawyer in good standing as a Washington’s lawyer/lobbyist for prior firm as a Williams & Connolly Partner. “USA Presidential Team UBS” continue to collect their deferred payments for allowing such corruption to continue. We have seen many incidents of this duplicitous UBS dubious practice in our published media articles.
USA RACKETEERING ACT & FLORIDA CRIMINAL PRACTICES STATUTE
These USA Federal and Florida state regulations are pertinent to UBS continuing criminal history. Although the “USA Presidential Team UBS” and their collaborators have been aware of UBS criminal activities, there was “a take no action” policy against UBS.
UBS FRAUDULENTLY ADVERTISES TO THE WORLD ON GOOGLE ET AL WHILE ON USA FEDERAL PAROLE BUT KEEPS IT’S USA CHARTER, SOMEHOW!
UBS AG (Swiss) solely owned Utah Industrial Bank UBS Bank USA and it’s aliases fraudulently tell World they are USA Federally Regulated. UBS Bank USA criminally does business at 440 Royal Palm Way, Palm Beach, Florida before 2010 without a Florida Charter or license to do so. As a result of these “misdeeds” UBS has swindled many UBS Bank USA Florida Clients. “USA Presidential Team UBS” has allowed any action to be taken against UBS AG perpetrators or USA administrative state collaborators.
UBS AG (SWISS) CRIMINALLY IGNORES USA FEDERAL PATRIOT ACT IN NUMEROUS INSTANCES BUT KEEPS IT’S USA FEDERAL CHARTER.
Among other things but not necessarily all, UBS AG (SWISS) through it’s solely owned USA Federally unregulated Utah Industrial UBS Bank USA, UBS Bank and other aliases has done business in Florida and other USA states without a USA State & Federal mandatory license to do so.
UBS Utah Federally unregulated Utah Industrial UBS Bank USA and other aliases conducted business from 2003 > 2010 in Florida without USA Federal or Florida State knowledge or authorization. During this Florida interval and continuance, UBS AG and it’s wholly owned aliases committed heinous corroborated USA Federally un-prosecuted crimes against UBS Clients, especially the elderly. UBS AG’s Utah Industrial UBS Bank USA and UBS aliases has denied any relationship or affiliation with any UBS Financial Services in Florida or other known states.
UBS FRAUDULENTLY MANIPULATES VITAL USA FEDERAL DOCUMENT SUBMISSIONS OF UBS CLIENT MANDATORY INFORMATION.
Mallard was given the second “ACCOUNT AGREEMENT” page to sign. Mallard never saw, wrote nor properly initialed the “Resource Management Account Application” page. None of the information is in Mallard’s handwriting. Mallard’s USA Social Security is false. Mallard’s address is false. There is no 160 Hammon Ave, Palm Beach, Florida. None of the checked information was written or seen by Mallard. This is not Mallard’s handwriting. It is forged by UBS with false information. In essence, the Mallard vital USA Federal mandatory information was forged by UBS to isolate and control Mallard’s assets. Among other things but not necessarily all, vital USA Federally mandatory information includes a proper address and social security number. UBS AG (Switzerland), as sole owner of Utah USA Federally unregulated Utah Industrial Bank UBS Bank USA, and their lawyers forged Mallard’s vital information. When caught, UBS Bank USA and their Utah lawyers redacted (blackened out) the forgeries from USA Federal Government. Mallard had no comprehension that UBS was swindling him and knowingly submitting fraudulent information to USA Federal Government Agencies.
IT IS A USA FEDERAL CRIME FOR UBS AG OR IT’S WHOLLY OWNED UBS BANK USA TO FORGE UBS CLIENT VITAL INFORMATION
UBS AG (Switzerland) was on USA Federal Government parole with it’s UBS Group Executive Board Chairman Raoul Weil a fugitive USA Justice hiding out in Switzerland when it forged UBS Client Herb Mallard’s vital personal identifiers on mortgage related banking documents. In accordance with USA Federal law these documents were allegedly presented to applicable USA Government Agencies as true and correct. Upon getting caught UBS AG wholly owned Utah Federally unregulated Utah Industrial Bank UBS Bank USA started fraudulently redacting (blackening out) Utah and Florida Courts’ submissions.
UBS AG SOLELY OWNED FEDERALLY UNREGULATED UTAH UBS BANK USA GENERATED ILLEGAL CLIENT FLORIDA DEPOSIT RECEIPTS.
One of many UBS Bank USA deposit receipts Mallard received from the UBS Bank USA, Palm Beach office. UBS AG (Swiss) solely owned Federally unregulated UBS Bank USA had no charter to do business in Florida at the time of these receipts. UBS AG was committing continuing international criminal offenses.
UBS AG (SWISS) SOLELY OWNED FEDERALLY UNREGULATED UTAH UBS BANK USA ILLEGALLY DID SECRET FOREIGN BANKING OUT OF UBS PRIVATE WEALTH MANAGEMENT OFFICE, 440 ROYAL PALM WAY #300, FLORIDA FROM 2003 > 2010. UBS AG WAS ON USA FEDERAL PAROLE BUT WAS STILL ALLOWED TO KEEP IT’S USA CHARTER BY PRESIDENT OBAMA!
Mallard’s UBS printed UBS Bank USA deposit slips and deposits clearly noting offices at 44o Royal Palm Way #300 shared with UBS Private Wealth Management, etc. Mallard made numerous transactions within this nearby UBS office. UBS Bank USA had neither a license nor a Charter to do business in Florida. UBS Bank USA has denies there existence in Court documents.
MALLARD TRUE AND CORRECT MORTGAGE SUBMITTED TO PALM BEACH COUNTRY REGISTRY OF DEEDS BY MALLARD LAWYERS ALLEY, MAASS, LINDSEY & ROGERS IN FAVOR OF UBS.
Mallard’s lawyer Lou Hamby of Alley Maass, Rogers & Lindsay law firm submitted this Client Mallard mortgage document as true and correct to the Palm Beach County Registry of Deeds. Alley Maass law firm relied upon UBS submissions, especially vital personal identifiers mandatory for USA Federal Government.
UBS MORTGAGE DEPARTMENT WAS PURGED WITH TERMINATIONS OF PERSONNEL AND DESTRUCTION OF USA FEDERALLY MANDATED MORTGAGE DOCUMENTS AND CLEAR GROUNDS FOR REVOCATION OF THEIR USA CHARTER.
UBS Client Mallard conversed approximately four times with UBS Mortgage Department officer Mark Boinavich (sp) (herein Mark) from UBS Representative of Malissa Smith’s #300 Royal Palm Way, Palm Beach office by using conference calls. Mallard had signed UBS mortgage documents which Mark had received. During the third conversation Mark sounded shaky. After the third conversation Mallard was asked by Malissa Smith’s alleged supervisor Mr Ludwig to communicate with Mark directly by calling him on his Laurel, New Jersey office land line 866-536-3827. The fourth time Mallard called a few days later using his own home phone as directed by Ludwig. Mallard was told by a female the UBS office was now under control of a “service company”. The cordial woman said the office was in disarray with all UBS personnel gone. She did not know any names, including Marks or their whereabouts. She said shredded documents were everywhere in a complete mess that they were ordered to clean up. Mallard called his attorney Lou Hamby at Alley Maass and mentioned what he experienced. Mallard at the time did not know he had witnessed the aftermath of the destruction of USA mortgages by UBS. Mallard now knows this to be a serious USA Federal crime. Mallard had heard UBS AG had been caught by a night watchman for similar acts in Zurich, Switzerland by burning early in the morning hours what was thought to be Holocaust documents. Soon after, Alley Maass confronted UBS General Counsel David Aufhauser’s office starting an acrimonious causal chain of events. UBS Client Mallard Representative Malissa Smith called Mallard and asked if he knew Hamby was calling many people up and down the chain of UBS hierarchy. Malissa said the Alley Maass disturbances were causing great anxiety at both the UBS New York and New Jersey headquarters. She told Mallard to shut Hamby up so they could completely reverse what had been done to Mallard. From information and belief, Mallard’s background associations and business acumen was rightly considered to be highly detrimental to the UBS 2008 scheme entirety. We now know UBS General Councel David Aufhauser’s office was afraid Mallard knew the right moves to implement international exposure. Hamby was considered such a loose cannon that UBS General Counel David Aufhauser’s office is believed to have made the decision to crush UBS Client Mallard by converting all Mallard’s assets in UBS AG possession and control to thwart any capability of Mallard from ever fighting back. The Swiss Government allegedly became concerned. A known emissary met briefly with Mallard at his Palm Beach residence. Mallard believes this same Swiss Government official was one of approximately four Swiss men monitoring the prior UBS AG Chairman Raoul Weil’s second Ft Lauderdale questionable trial. They left before the trials ending. Mallard and and media present believed the fake trial was considered finished by the Swiss Government representatives with many mentioning nearby beach time. UBS prior Chairman Raoul Weil attorneys did not even think a Defense rebuttal was necessary. The sleepy jury gave a not guilty verdict abruptly. It was sham theater at best.
USA FINRA TAKES NO ACTION AGAINST UBS SENIOR STAFF PERPETRATORS IN ROUTINE UBS SWINDLE WHILE ALLOWING UBS TO SACRIFICE STOCK BROKER.
InvestmentNews reports: “The Financial Industry Regulatory Authority Inc. has barred a broker that UBS Financial Services Inc. fired earlier this summer for giving clients documents with false account information.… Mr. Esteva ‘was discharged after he admitted providing a client with documents containing false account information,’ according to the Broker Check report. ‘Further investigation found that [he] (i) provided at least one more client with documents containing false account information and (ii) improperly journaled money between unrelated client accounts.’ To journal money means to transfer money between accounts. Brokers must have explicit client permission to move money between customers’ accounts.” VE2-2 Many examples of this UBS continuing scheme are available for scrutiny. FINRA (Financial Industry Regulatory Authority Inc.) may be shifting it’s policy of the Obama no action against UBS pay to play scheme.
UBS LEGAL COUNCEL ERIC HOLDER FACILITATES UBS FLORIDA DUBIOUS REAL ESTATE SCHEMES!
Panamaed’s Blog reports: “It seems the FDIC bailed out some Banks that had been robbed by some Developers in Panama City Beach, Florida and guess who was involved all along? … UBS, through “shell front companies” in New York, acquired Condos at the Shores Of Panama for pennies on the dollar. … Shortly before Eric Holder accepted President Obama’s offer to head the office of the Attorney General, he was legal councel for UBS. It is also important to know that UBS’s President, Robert Wolf, is not only one of Obama’s golfing buddies, but one of his largest campaign contributors.” VE2-3 During this interval UBS Legal Councel Holder, UBS General Councel David Aufhauser and other know and unknown collaborators were allegedly involved in the conversion of other Florida property in Palm Beach, Florida, one owned by Mallard. Then UBS Chairman Wolf is now not only an Obama golf buddy but Obama bagman! Wolf created 32 Advisors but has only 6 that provide “trusted advice in … the intersection of Economics & Public Policy”!
UBS Legal Councel Eric Holder
USA ATTORNEY GENERAL HOLDER CHEATS USA TAXPAYERS WHILE BENEFITING UBS ET AL CLIENT THROUGH SEMANTIC TRICKS AND MISREPRESENTATIONS OF THE TRUTH!
Rolling Stone reports: “In earlier cases involving manipulation … Justice Department [USA Attorney General Holder] allowed Royal Bank of Scotland and UBS to have Japanese subsidiaries plead guilty, shielding the parent [UBS AG[ company from any fallout.
One: he [Holder] failed to win a single conviction in court for any crimes related to the [USA Federally unregulated Lehman & UBS Utah Industrial Banks] financial crisis.
Two: Holder famously invented a concept called “collateral consequences,” under which the state could pursue non-criminal alternatives for companies [UBS General Councel David Aufhauser et al] if they believed prosecuting them might result in too much “collateral” damage. … the Swiss bank UBS, which was caught manipulating the Libor interest rate benchmark, were examples of firms that escaped vigorous prosecution because Holder and his lackeys were, ostensibly anyway, concerned about market-altering consequences. … Holder’s successor Loretta Lynch was even forced to rip up Holder’s UBS deal for being insufficiently punitive. It’s worth noting that Holder, before he became attorney general, represented UBS at Covington & Burling. … So when Holder wedded “collateral consequences” to these new Too Big to Fail mega-firms, he created Too Big to Jail [UBS]. This is a huge part of his legacy, the creation of an unjailable class.
Three: Holder also pioneered the extrajudicial settlement, striking huge deals with companies in which judges did not sign off on the agreements.
Four: There is a huge misconception, pushed equally by odd bedfellows in the financial community and Obama supporters, that Eric Holder didn’t send anyone from Wall Street to jail because ‘no one broke any laws.’ … Compare this to what he just said after returning to Covington & Burling: ‘I [Holder] think that what we did in the department was, I always like to say, appropriately aggressive. There may be clients that, for whatever reason, will not decide to work with me’
Five: Holder contributed countless subtle inventions to soften punishments. … Law360.com, noting that the settlement language meant that 35 percent of the bank’s regulatory burden would be shifted ‘onto the backs of taxpayers, pointed out, as if surprised, that the tax treatment ‘sparked debate’ … There were other tricks. [UBS] Banks that committed multiple violations of the same offense were often allowed to settle or plead to just one count.” VE2-4
Washington, DC canny Eric & Sharon Malone Holder
HOLDER’S CONTROVERSIAL WASHINGTON REVOLVING DOOR
Holder’s eight years in private practice at the law firm Covington & Burling, where he argued for leniency for major corporations and government contractors, including Chiquita Brands and UBS, an international banking giant under federal investigation for alleged tax and accounting abuse. … The Department of Justice under Holder not only failed to pursue criminal prosecutions of the [UBS] banks responsible for the mortgage meltdown, but in fact de-prioritized investigations of mortgage fraud, making it the “lowest-ranked criminal threat,” according to an inspector general report.
When the firm [Covington & Burling moved to a new building last year, it kept an 11th-story corner office reserved for Holder…. Holder’s critics charge that he made a career out of institutionalizing “Too Big to Prosecute” rules within the department. … Holder is set to become among the highest-earning partners at the firm, with compensation in the seven or eight figures.” VE2-5 Lawyer/lobbyist law firms specially segregate leading partners on private floors. This is primarily done so they can secretly commit conflict of interest conversations without notice to others. Like Holder talking about UBS matters with another partner ethnically assigned to UBS. Holder has become one of the most powerful lawyer/lobbyist Washington rain makers (brings in cash from favors done while working in USA Federal Government). 7 or 8 figure salary is between $1 > $99 million USA cash per year. That is a lot of hoops (basketball) and golf! Private golf clubs is the venue of preference to converse or transfer golf bag cash in the USA for obvious reasons. President Xi of China put a stop to a golf course cult that was growing fast among businessmen in China. From information and belief, businessmen and politicians were converting public parks into private golf courses. It is said to have been stopped.
UBS AG (SWISS) UBS BANK USA INITIAL SWINDLES SHOW PUERTO RICO JUDICIAL AND REGULATORY OVERSIGHT VULNERABILITIES LATER EXPLOITED BY UBS AG.
UBS Assistant General Counsel Craig E Darvin reported directly to UBS General Counsel David Aufhauser. Soon after this UBS AG Judicial and Regulatory trial run UBS AG began looting their High Net Worth Client designated victim list, especially elderly (see issue 4). This depicted swindle used successfully implemented UBS AG scams. UBS AG knows it and it’s top officers are impervious to either loosing their USA Charter or going to jail for insider trading et al, especially after giving dubious deferred payments to “USA Presidential Team UBS”. Then again, USA Presidential fear they will be outed by President Trump.
UBS STARTS LOOTING MALLARD’S CLIENT ACCOUNT ASSETS BY THE FRAUDULENT USE OF SHIFTING.
Please note UBS Financial Services says: “According to your instructions a disbursement has been made”. Mallard never made such “instructions” and never knew UBS was shifting his accounts to somewhere unknown to Mallard. Shifting UBS Client Mallard’s knowledge or consent is a USA Federal crime. assets by UBS without is a USA Federal crime. It is looting UBS Client Mallard’s assets by UBS.
It is inconceivable UBS AG (Switzerland) would use it’s solely owned Utah Federally unregulated UBS Bank USA illegally doing business in Florida at the time to implement a criminal shifting of UBS Client Mallard’s account assets without mandatory USA Federal or Client Mallard consent. These are a series of UBS AG un-prosecuted Client looting crimes within the USA.
OnWallStreet reports: “In a counterclaim, Kinnear alleged UBS tried to “drive a wedge between” him and his high-net-worth clients. He also claimed the firm [UBS] made false and malicious statements including claiming Kinnear still worked for them, according to the document. … For its part, Wells Fargo said UBS sought to prevent clients from transferring accounts and changed account numbers, causing confusion and added cost. … In an emailed statement, a spokesperson for Wells Fargo declined comment on the specific case. “Wells Fargo Advisers takes its obligation to protect client information seriously,’ she said.” VE2-7 As we see, UBS successfully committed a similar scheme on Wells Fargo as Mallard. UBS continually uses dirty tricks to win legal actions within USA Federal and state courts. From authoritative information and belief, UBS can direct cases to sleeper judiciary in strategic USA areas for special handling. This will be documented in Utah and Florida.
UBS ROUTINELY AND PURPOSEFULLY USES MISREPRESENTATIONS OF THE TRUTH AND OTHER FORGERY WITHIN COURT SUBMITTED DOCUMENTS.
Mallard and Honorable Kaspar Villiger had a common friend. Â From information and belief, UBS Â General Councel David Aufhauser in New York City insinuated himself and had the Ruiz UBS type confusion letter concocted. This same scheme was successfully used against Wells Fargo lawyers.
UBS Bank USA maintained it was mandatory Client Mallard invest with UBS to get his UBS Mortgage. From information and belief, these “disbursement” documents were part of a UBS AG entrapment scenario against targeted and solicited USA elderly high net worth potential victims. All of these documents correspond to the UBS AG schemes (see issue 1, VA-41 > VA-43). We believed it was curtailed by UBS AG either because of UBS prior Chairman Honorable Kaspar Villiger’s intercession (Exhibit Y), the Palm Beach County registered mortgage in favor of UBS (Exhibit C) or both.
Swiss President then UBS AG Group Executive Board Director Honorable Kaspar Villiger
UBS GENERAL COUNCEL’S USA OFFICE IGNORES UBS AG GROUP EXECUTIVE BOARD CHAIRMAN KASPAR VILLIGER’S DIRECT ORDERS.
UBS AG Chairman Kaspar Villiger and Herb Mallard had a common friend whose concern for Herb’s UBS treatment was directly shared. Even though this had been the case, UBS General Councel David Aufhauser’s office refused to comply with Honorable UBS AG Chairman Villiger by sending a purposefully confusing letter to Mallard signed by Kyna Ruiz. We will see this same type of letter used again against the Chairman of Wells Fargo. Oh yes, after drafting this letter Kyna Ruiz was terminated from UBS with UBS saying her whereabouts was unknown. This is a common UBS ploy to get rid of implicating evidence and witnesses.
We see the Swiss President become the UBS AG Group Executive Board Director, thus further substantiating the affiliate relationship between UBS AG and the Swiss Government. We have seen UBS successfully initiate similar questionable acts when it hired USA Senate Finance Committee Chairman Phil Gramm (see issue 3, VC-65 > VC-67). This has given UBS AG an unfair World competitive advantage over more regional banks.
One can clearly see Exhibit Y contradicts the sworn Affidavit and added documents of the UBS Stewart Utah affidavit (Exhibit M). In fact Steve Stewart makes similar misrepresentations of the truth as he does against UBS Clients Mullins, Hawit et al in UBS Bank USA Industrial Bank below mentioned attacks upon them.
The Ruiz document (Exhibit Y) ending with the credit line agreement is all Mallard ever saw. This is why UBS Bank USA has to maintain the “bigger lie theory” by compounding lies with further lies. Mallard did sign in his handwriting twice along with his social security and phone number. It can be seen that by not printing his name he was being rushed so he could talk to the UBS Laurel, New Jersey mortgage department. Mark Boinavich (sp) was on speakerphone awaiting to assure Mallard the mortgage agreement part was on it’s way to completion. All other checked boxes and numbers were done by UBS sometime afterwards. What Ruiz sent Mallard is all he initially received.
Mallard was told by his UBS representative Melissa Smith that everything else was boilerplate and he would receive everything after Mark Boinovich finished the mortgage part. Mallard never received anything but for redacted documents from the Salt Lake City, Utah 3rd District State Courthouse (Exhibit M). Mallard was only given what Ruiz gave him (Exhibit Y).said to have come from UBS General Councel David Aufhauser’s office. From information and belief, Aufhauser’s office originated this usual UBS incoherent disinformation scheme many times before his New York State prosecution for insider trading.
The same scheme was recently used successfully against Wells Fargo. Unfortunately, Honorable UBS Chairman Kaspar Villiger, Zurich, Switzerland took no action during the Indonesian UBS AG scandal (see .
UBS also forged UBS Client personal identifiers such addresses that is non existent, improper social security numbers. Mallard never received an un-redacted copy of the credit line agreement part from UBS. Mallard never was told his UBS assigned representative Melissa Smith was a UBS trainee.
Stewart misrepresents the truth again by saying: ”
AFFIDAVIT OF DEFENDANT MALLARD IN SUPPORT OF PLAINTIFF UBS OBSTRUCTION OF JUSTICE, AS FURTHER GROUNDS FOR UBS REVOCATION OF UBS PLAINTIFF USA CHARTER.
Exhibit FF Affidavit supports Exhibits Y & M. Exhibit WW depicts in New York Federal Court UBS alleged Riker Danzig lawyers under the direction of UBS AG commit fraudulent violations of USA Federal Law. This was done while UBS AG was on USA Federal Parole in Florida.
cookcountyrecord.com reports: “A former clerk with UBS Financial Services in Chicago has gone to Chicago federal court, arguing the Financial Industry Regulatory Authority has no jurisdiction over him in a multi-million dollar arbitration action brought against him by UBS for allegedly breaching his employment contract. … His contract with UBS did not contain any provision for arbitration. Less than three months later, Freund quit UBS to take a job with Wells Fargo. … FINRA is a private corporation that regulates firms doing business in securities. The U.S. Securities and Exchange Commission is the ultimate overseer of the securities industry, as well as of FINRA. … Freund sought federal intervention to declare he has no obligation to take part in arbitration and is beyond FINRA’s power. In line with this, Freund wants FINRA to be prohibited from taking any further action against him. … Freund argued he refuses to go along with FINRA’s order to answer discovery, because to do so, would force him to “submit to arbitration claims he never agreed to arbitrate” and if he does comply, his rights would be compromised in the event the arbitration proceeds against him.” VE2-9 It is common knowledge within international finance FINRA is partial towards UBS AG in USA. No one should allow forced FINRA arbitration to be implemented by UBS AG under any circumstances if they want fairness to prevail in USA.
FINRA SENIOR STAFF REPEATEDLY CANNOT PASS THE SMELL TEST ON THEIR INCREASINGLY COZY UBS RELATIONSHIP, FOR SOME REASON.
advisors4advisors.com reports: “Since the Swiss bank (UBS AG) was one of the first to sign the recruiting protocol that protects migrating advisors who take their own clients’ contact information with them, this seems to be a lot more than just copying the CRM files. … Not many details are available, but UBS wants FINRA [Financial Industry Regulatory Authority] to give its claims expedited treatment. … They’ve proved in the past that they’re willing to let the assets move with the advisors. VE2-10 FINRA and UBS relationship cannot past smell test. Something fishy is happening. FINRA senior personnel should be interrogated or otherwise scrutinized regarding their UBS actions. At the end, this can only be detrimental to UBS Clients, especially the elderly. FINRA credibility does not exist.
UBS INITIATES AN ILLEGAL CONVERSION OF UBS CLIENT MALLARD’S CASH ASSETS AFTER ILLEGALLY CONVERTING HIS STOCKS.
We are clearly depicting the usual UBS AG attack upon USA elderly citizens. One UBS connected lawyer said to Mallard: “Everybody knows what is going on with UBS against their Clients. There is no way anybody can win against them. They own the White House. UBS is part of the Swiss Government.” Reliable media and USA Federal Government sources have substantiated at least part of this claim. A polarized media presently covers confrontations between a Trump Administration bent on “draining the Washington swamp” an “USA Presidential Team UBS” triplets, the UBS known administrative state collaborators, down to pertinent Federal and State Court Officers within USA elderly enclaves. We have the corroborating documents.
Mallard has sufficient international influence to move forward against UBS AG and it’s solely owned USA affiliates. For the sake of verbiage economy, we only include but a few of our many substantiating document examples. The rest is archived for future use book reviewed.
UBS SELLS CLIENT MALLARD’S STOCKS, UNILATERALLY ILLEGALLY SHIFTS AND WIRE TRANSFERS ASSETS TO SWITZERLAND DAYS BEFORE UBS UTTERS THE THREAT TO DO SO THROUGH AFTER-THE-FACT FAKE MARGIN CALL.
Mallard’s complete blue chip uranium and gold mining stock portfolio entrusted to UBS was unilaterally sold to an undisclosed entity, thus converting it into cash by UBS before November 11, 2008. Mallard and the USA Federal Government was then told of the unilateral shifting (see above Exhibit K) occurring on November 13, 2008, unilateral wire transfer to Switzerland (see above Exhibit L) on November 11, 2008 and the unilateral shifting (see above Exhibit N) occurring on November 20, 2008. After these USA Federal Government illegal acts were committed.
UBS SENDS CLIENT MALLARD AN “IMMEDIATE ACTION” DEMAND NOTICE AFTER SELLING HIS URANIUM AND GOLD MINING STOCKS. UBS THEN CONVERTS THE RESULTING CASH TO UBS AG POSSESSION AND CONTROL.
Mallard received a notice November 21, 2008 that a margin deficiency existed and to act immediately. In fact, Mallard’s stocks had been unilaterally sold with cash illegally shifted and wire transferred to Switzerland days before this demand. It is USA Federally mandatory to report all transfers over $10,000 to USA Federal Government.
UBS CLOSES MALLARD’S ACCOUNTS BEFORE THREATENING TO DO SUCH.
Mallard’s November 6, 2008 UBS cashed check made out to cash but was rebuffed by UBS. UBS stamped “closed account” on the check. The account closure was perpetrated well before the UBS threats to do so.
SALT LAKE CITY, UTAH VE3
UBS ATTACKS MALLARD WITH BLUNT DEMAND NOTIFICATION.
As we clearly see the demand letter is dated November 13, 2008, well before the UBS cash conversion of Mallard’s blue chip uranium and gold mining stocks. Mallard cash was then converted into the possession and control of UBS via illegal shifting and an offshore wire transfer to Switzerland of more than $10,000. Again, this demand letter was created before UBS shifting and wire transfer of Mallard’s assets without mandatory USA FederalVariations of this demand letter have been sent to many USA elderly UBS Client victims with no recourse in a far off Utah courtroom.to defend themselves from UBS swindling their UBS entrusted assets. Most just pay whatever UBS demands rather than Under Obama’s Presidency, UBS recently attacked Puerto Rican elderly UBS Clients. This swindle cleaned out UBS Client investment class. We have traced the causal chain of incriminating documents right to the desk of UBS Chairman Bob McCann (see VF4-1 > VF4-30). These UBS and vulture fund swindlers keep attacking USA elderly in Puerto Rico and other USA protectorates through their demands and asset control.
AGAIN, UBS AG VIOLATES USA FEDERAL INTERSTATE LAW WHILE ON USA FEDERAL PROBATION IN FLORIDA COURT. OBAMA REFUSES TO REVOKE USA CHARTER OF UBS FOR SOME REASON!
UBS AG (Swiss) solely owned USA Federally unregulated Utah Industrial Bank UBS Bank USA illegally shipped Mallard out to Salt Lake City, Utah using this general canned form Complaint as UBS has allegedly done to so many other USA elderly UBS Client victims. It should be noted that UBS was neither Chartered nor licensed to do business in Florida at the time. Utah Bank USA was criminally operating out of UBS offices at 440 Royal Palm Way, Palm beach, Florida 33480. The interstate UBS swindle was subject to USA Federal Government laws and regulations. At this time UBS AG was on USA Federal parole with it’s UBS AG Group Executive Board Chairman a fugitive from USA Justice hiding in Switzerland. UBS lead Utah lawyer Thomas R Karrenberg in the Complaint says:
“3. Venue properly lies in this Court on the basis of certain agreements between the Bank and Mallard that provide, among other things, that actions arising out of or related to such agreements between the parties shall be brought and maintained in this Court. Additionally, a substantial part of the events and omissions giving rise to the Bank’s claims occurred in the district in which this Court resides.”
Venue rebuttal: #3 is allegedly a clear fraudulent misrepresentation of the truth so common in these form prepared Utah Industrial Bank and Penny Stock swindles. The 3rd District Court ignored the Defendant Mallard Florida Mortgage registered correctly at the Palm Beach County registry of deeds. “Section 47.011, Florida Statute provides in relevant part that “[a]ctions shall be brought only in the county where the defendant resides, where the cause of action accrued or where the property in litigation is located.”
MALLARD MORTGAGE OFFICIALLY REGISTERED IN PALM BEACH COUNTY, FLORIDA . REGISTRY OF DEEDS VENUE IN FAVOR OF UBS BANK USA
The existence of this registered Florida mortgage was denied by UBS AG (Swiss) solely UBS Bank USA which was illegally doing business in Florida without a license. From UBS information and belief the mortgage existence made it difficult for UBS AG (Swiss) to loot all of Client Mallard’s assets at once. UBS AG Group Board (Swiss) member and USA General Counsel David Aufhauser had his subordinate Craig Darvin dubiously send an email contradicting
3rd District Courthouse, Salt Lake City, Utah
First UBS Bank USA receptionist and clerk office sign with door infrequently unlocked.
3RD DISTRICT COURT AGING SIGNS SAID TO BE IN PLACE FOR MANY YEARS CLEARLY SHOW CLERKS AND JUDGES RARELY USE THE LOCKED RECEPTIONIST OFFICE OR COURTROOM. INDUSTRIAL BANK VICTIMS ARE LOCKED OUT WITH COURT SUBMITTED LEGAL DOCUMENTS PROCESSED IN BACK ROOMS BY FEMALE CLERKS.
Utah 3rd District Court is a massive modern building with every accommodation for Utah citizens, court officers and other facilitators. The size and facilities clearly show the priority of the Utah State in enhancing the quality of life of those creating extremely large judgements against out-of-state UBS et al victims. It was built to keep up with the increasing number of USA Federally unregulated Utah Industrial Bank Cartel Client victims. Again, through University of Utah Law School student investigations, the front Receptionist and Court areas are a facade for Utah citizens and backroom legal documents for collections. The proceeds made from these concocted repetitive judgements in favor of UBS Utah Industrial Bank Cartel et al members are said to be enormous. There are lovely dining rooms, restrooms et al for the hard working employees. Judges and local lawyers are said to have some of the best facilities in the USA court system geared to representing Utah Industrial Bank Cartel members. . Reliable Utah law student sources have said the Judges and the local lawyers generally only represent the interests of Utah Industrial Bank Cartel against Client victims. This is readily apparent in the 3rd District and Federal Court documents. The Salt Lake City 3rd District and Federal Courts are not user friendly for out-of-state UBS et al victims or lawyers. Clerks on the first floor front line Clerks say their lives are in constant peril from UBS Utah Industrial Bank “enemies”.
Our University of Utah Law School reliable sources did not find any 3rd District Court judgment in favor of a UBS or Lehman Client victim in the 3rd District Court records. Our Law School reliable sources conversed with forthright 3rd District Court Clerks on the first floor who said: “The Judges and Clerks deal primarily with paperwork from Utah Industrial Bank Clients. It’s like a collection agency.”
Few out-of-state elderly will go to far off Utah to defend themselves because of the distance so they just hire a local Utah Industrial Bank connected lawyer or just pay UBS and other Utah Industrial Banks. If the UBS et al victims do show up at the 3rd District Court receptionist they will find they are locked out. The UBS victims are not allowed into the Courtroom without special authorization papers being given to the Court Guards. A first floor clerk said: “It was a very busy business.” In essence, Swiss UBS AG solely owned UBS Bank USA and it’s aliases as USA Federally unregulated Utah Industrial Banks cartel members can use USA Federal interstate mails to conduct their USA Federally unregulated businesses.
UTAH RELIABLE SOURCES DEFINED
Some but not necessarily all Utah reliable sources are capable University of Utah (herein U of U) students. U of U is made up of students from various USA states and foreign countries. Our reliable sources primarily are from U of U because of it’s proximity to our concerns located in Salt Lake City. These students belong to various race, color and creeds throughout the World. In contrast, Brigham Young University (herein BYU) is considered a Latter Day Saints (herein Mormon) religiously inclined school but open to students of race, colors and creeds as well.
SALT LAKE CITY 3RD DISTRICT COURT UTAH AND UTAH INDUSTRIAL BANKS USA POSTAL SERVICE SCHEME.
The “special handling” legal documents frequently allowed to languish at the USA Post Office in Salt Lake City. 3rd District Court USA mails are picked up at the Salt Lake City Post Office randomly examined once or twice per week by a 3rd District Court maintenance employee. Accepted certified mail is then deposited in Courthouse boxes to be arbitrarily read. This procedure procedure is intentional diminishing to UBS et al Client victims timely 3rd District Court responses. It directly conflicts with USA Federal Government regulations.
USA POSTAL SERVICE RECEIPT DEPICTING SALT LAKE CITY 3RD DISTRICT “SPECIAL HANDLING” DUBIOUS RANDOM PROCEDURE.
Please note the above USA Postal Service Salt Lake City, Utah Postal Office Service office “Track & Confirm was received at the November 12, 2009. The 3rd District Court “maintenance man” presumable perused the Sender USA Postal mail and did not pick up the “special handling” list mails in order to allow them to languish and/or lapse to the benefit of Utah Bank USA et al Industrial Banks. This scheme allows USA Federally unregulated Utah Industrial Banks a favorable technicality while giving Utah 3rd District Court plausibility of denial. Seven days were allowed to lapse before the UBS Client Mallard response was picked up by 3rd District Court while the following exhibit only took three days. This only benefited UBS Bank USA Utah Industrial Bank at the detriment of the uBS Client victim Mallard. This cannot be relegated to mistake or inadvertence because it is continuing. There are other similar archived UBS Bank USA Track & Confirm exhibits clearly showing the intentional scheme pattern.
3RD DISTRICT COURT, UTAH PICKS UP USA POST OFFICE MAIL RANDOMLY!
Please note the above USA Postal Service Track & Confirm mail containing important Defendant UBS Client Mallard response answer to Plaintiff Federally unregulated Utah UBS Bank USA was received by Salt Lake City Postal Service on December 16, 2009 and was timely picked up by the 3rd District Court December 17,2009.
SALT LAKE CITY COURTHOUSE PROFITS FROM UTAH INDUSTRIAL BANK CARTEL MEMBERS’ CLIENT VICTIMS.
Utah 3rd District (4th floor), Appeals (5th floor) and Supreme (5th floor) Courts are delighted with their pamphlet emphasizing their success at processing primarily Utah Industrial Bank out-of-state client victims via onerous judicial scenarios. The graph is but one depiction of the rewards gleaned from swindling Utah Industrial Bank client victims. Investigators could not find one case where either UBS or Lehman Industrial Banks did not prevail against out-of-state client victims. As noted in prior issues, this is a big money maker for Salt Lake City lawyers and bureaucrats. Utah Industrial Bank Cartel members Lehman and UBS are in good part responsible for the 2008 World Financial crash. The President Obama is on record saying he would “shut down” the Utah Industrial Bank Cartel. From information and belief, Obama was told by paymaster UBS to “tone it down” or “stop” such talk. If he did not obey, it could have impacted Obama’s UBS deferred payments upon retirement. This has allowed the financial World to gain a glimpse of “USA Presidential Team UBS” devious actions.
USA V UBS AG
USA V UBS AG Chairman Raoul Weil
UBS AG AS SOLE OWNER OF UBS BANK USA WAS ON USA FEDERAL PAROL AND UBS AG CHAIRMAN RAOUL WEIL WAS A FUGITIVE FROM USA JUSTICE WHEN MALLARD SUBMITTED THE FOLLOWING MOTIONS.
SOME BUT NOT ALL UBS BANK USA V MALLARD MOTIONS
There was no due process allowed the Defendant Mallard throughout these proceedings. All of these items have been chronologically archived. For the sake of economy we do not dwell upon these unless readership asks for an item. We do mention one extremely important series of events which have a direct impact upon USA Federal Government, fraud upon the court and UBS racketeering statute USA RICO. Mallard initiated two Motions after UBS inserted their Summary Judgment Motion which caused a UBS commotion at UBS General Councel’s office. UBS only had two weeks to answer Mallard’s decisive Motions incorporating the USA Federal Government known infractions.
DEFENDANT MALLARD ASKS UTAH COURT FOR PLAINTIFF UBS COURT AUTHENTICATION OF ACCOUNT AGREEMENT BUT IS IGNORED BY JUDGE.
Defendant Mallard had given Exhibit H USA Patriot Act forged document as evidence to the 3rd District Court Judge but it was ignored when the Judge would not comment. It is common in USA judiciary where a Judge is pressured to ignore any evidence implicating or contradicting that of the favored party, herein UBS Bank USA. The common USA Judicial scheme is called “playing dead” by just ignoring true and correct discovery on the herein UBS forged Florida UBS submitted documents. At the time UBS Bank USA was in fact doing mortgages and other business illegally in Florida sharing the same personnel with UBS Financial Services et al, 440 Royal Palm Way, Palm Beach, FL 33480 offices without a Florida Charter or license to do so. Let us remember, UBS AG was on USA Federal Parole from a Ft Lauderdale USA Federal Court. Furthermore, it’s UBS Group Executive Board Chairman Raoul Weil was an escaped fugitive from a USA Florida USA Federal Court. As a USA fugitive, Weil was being sheltered by the Swiss Government. It was only when Secretary of State Hillary Clinton overtly as well as covertly worked a series of schemes with the Swiss Foreign Minister Calmy-Rey to free prior UBS AG Chairman Weil from his USA Federal criminal charges et al for contributions to Clinton Foundation, deferred payments et al. A Swiss official has remarked Calmy-Rey was a reluctant mediator for UBS AG. The Swiss Minister did not like being associated the oder of the opaque know and unknown causal schemes reputed to follow the Clinton family and their in-laws. Reliable Utah sources give similar accounts about Judge Sandra Peuler who was forced to favor seamy UBS Bank USA, aliases and other Utah Industrial Bank Cartel members over their decent honest Client victims. We will later see how this caused Judge Peuler to resign. This caused UBS AG lawyers to allegedly implement forging Judge Peuler’s name to Court documents.
JUNE 2, 2009 MOTION TO COMPEL PLAINTIFF UBS COMPLIANCE WITH UNITED STATES GOVERNMENT BY REPORTING IT’S CRIMINAL VIOLATIONS WITHIN THIS CASE.
Along with the UBS AG, it’s affiliates and it’s collaborators USA Federal herein mentioned known crimes were committed but never acknowledged by the Utah 3rd District Court. U of U reliable sources have said it is common for the Judge to “play dead” and not recognize due process of law towards UBS and other Utah Industrial Banks.
The due process guarantees under the Fifth and Fourteenth Amendments to the U.S. Constitution Clause provide that the government shall not take a person’s life, liberty, or property without due process of law.
UBS was on USA Federal Parole (exhibit X) and UBS AG Chairman Raoul Weil was a USA Federally escaped fugitive from USA Justice living in Switzerland at the time of UBS AG . UBS AG was subject to their USA Charter revocation for any criminal infractions. Defendant Mallard readily beyond any reasonable doubt clearly provides continuing USA Federal crimes UBS AG crimes .
no due process
PLAINTIFF UBS BANK USA ANSWERS MOTION TO COMPEL COMPLIANCE WITH USA GOVERNMENT 5 1/2 MONTHS AFTER DEFENDANT MALLARD SUBMISSION. UTAH 3RD DISTRICT COURT ACCEPTED IT AS TIMELY.
In a still existing message left on Defendant UBS Client Mallard’s phone Judge Peuler’s Clerk Kathy says: “I pulled the file on UBS Bank vs Herbert Mallard and I’ve got the Memorandum in opposition to the Motion to Compel but we just do not have a Motion to Compel. And don’t know if someone didn’t file it or what. Apparently the attorney got it but we did not. It is something we don’t have. Anyway, if you have any further questions you can call me at 801-238- 7051.”
The reason Kathy did not find the Motion to Compel is that she did not look back far enough into the Court recorded documents. It was submitted to the Judge Peuler Court by Defendant Mallard June 4, 2009, Plaintiff UBS was allowed by Judge Peuler’s Court to answer the Motion approximately 5 1/2 months after submission by the Defendant Mallard.
Wendy Carlson’s comprehensive curriculum vitae or resume.
WENDY CARLSON AS HIGHLY RESPECTED USA DOCUMENT AND SIGNATURE EXAMINER SCRUTINIZES HONORABLE UTAH JUDGE SANDRA PEULER’S SIGNATURE.
As noted, Wendy Carlson is a highly regarded especially by USA Judiciary. There is no doubt in her capabilities and judgements. We retained Wendy to analyze Utah 3rd District Court Judge Honorable Sandra Peuler to find out whether or not her name was forged by UBS or a UBS collaborator. Many of our readership will find her expert analysis very interesting to follow just for their own curiosity.
USA NATIONALLY RESPECTED DOCUMENT AND SIGNATURE EXAMINER DETERMINES UTAH 3RD DISTRICT COURT, SALT LAKE CITY, UTAH JUDGE SANDRA PEULER’S SIGNATURE WAS IN FACT FORGED ON CRUCIAL COURT DOCUMENTS BY UBS OR A UBS COLLABORATOR.
A respected Utah reliable source divulged that Honorable Judge Sandra Peuler resigned from the 3rd District Court Bench after finding Court documents were forged and Motions fraudulently abused by UBS in the case of UBS v Mallard.
From information and belief Mallard was appraised of the repeated frauds upon the Utah Court by UBS in cases against UBS Client victims exported from various USA States to 3rd District Court in Utah. There is overwhelming evidence that UBS Client victims like Mallard have suffered UBS frauds against both the 3rd District Court and USA Federal Courts located in Salt lake City. Some of the frauds upon the Utah Court UBS victims amount into the millions of USA dollars. A competent female attorney representing UBS resigned from shortly thereafter the principal law firm representing UBS AG Bank USA. Let us be reminded UBS AG (Switzerland) is the sole owner of the USA Federally unregulated Utah Industrial Bank Cartel member UBS Bank USA and it’s aliases.
UBS AG’S UBS BANK USA USES SAME MISREPRESENTATIONS IN CASES BEFORE THE UTAH SALT LAKE CITY 3RD DISTRICT AND USA FEDERAL COURTS.
“Defendant Hal Mullins had two separate accounts with two separate companies. He had a securities account with UBS Financial and a line of credit with UBS Bank, USA. The two are separate and independent corporate entities.”
In a spark of transparensy the Mullins Federal District Judge Ted Stewart sees a great customary similarity between Mullins and Hawit cases. This should not be alarming since UBS AG owned UBS Bank USA and it’s aliases generally implement similar frauds upon the Utah processed UBS Client victims using relatively the same verbiage.
substantive and proceedural
The terms hold that an action with Plaintiff must be held in a Utah forum.
Even if UBS Bank and UBS Financial were one entity, which they are not, the fact that these are inconsistent with each other does not rise to the level of unconscionability.
pattern of abuse fraud upon the courts prevelant in Utah by court officers.
Utah 3rd State and Federal District Courts.
USA FEDERAL COURT SALT LAKE CITY, UTAH HEARING HAWIT V UBS APPEAL THIS TIME ALLOWS UBS FRAUD. UPON THE USA UTAH FEDERAL COURT.
Every UBS Complaint, Memorandum et al submitted to a Utah USA Federal or State Court request the UBS Background starts off with a fraudulent statement. UBS says: “Plaintiff UBS Bank is a federally regulated industrial bank with its principal place of business in Salt Lake City.” UBS fraudulently misrepresents itself as “federally regulated” in their Mallard Complaint Exhibit A. Presumably Hawit and many other known UBS Client victims have relied upon the UBS Utah Courts as being a true and correct stated statement contradicting the Utah Department of Financial Institutions Exhibit BB.
UTAH INDUSTRIAL BANK UBS BANK USA SENDS MALLARD AN AFTER-THE-FACT “PREPAYMENT” DEMAND NOTICE RIFE WITH MISREPRESENTATIONS.
Utah Industrial Bank UBS Bank USA sent an after-the-fact Salt Lake City, Utah demand letter dated November 13, 2008. UBS Financial Services had already converted Mallard’s stockholdings into cash and offshore wire transferred $550,000 to Switzerland November 10, 2008. Please note that Utah UBS Bank USA was working illegally in Florida from 2003 > 2010 out of the same offices as UBS Financial Services. It is mandatory that every offshore transaction more than $10,000 must be reported to the USA Government. It was not. Furthermore, UBS Financial Services says: “In accordance with your instructions etc”. Neither Mallard nor the USA Government knew anything about the fraudulent offshore wire transfer. Again, UBS AG (Switzerland) parent company was on USA Federal parole and UBS AG Chairman Raoul Weil was a fugitive from USA Justice hiding in Switzerland at this very time..
In essence, this is one more example of how UBS illegally converted Mallard’s assets into UBS assets presumably in order to it’s UBS AG debt to the Swiss Government. UBS premeditatedly converted all of Mallard’s assets before any “prepayment” fee was demanded from Utah UBS Bank USA. UBS Financial Services working in conjunction with Utah UBS Bank USA out of the same offices.
MALLARD AND PRESUMABLY OTHERS RELIED UPON UBS MISREPRESENTED MATERIAL EXISTING STATEMENTS AND INCURRED DAMAGES DOING SO.
Mallard not only relied upon these Court documented fraudulent utterances but UBS international advertising as UBS touted with the same fraudulent statement as being true and correct. It is not. Mallard relied upon this repetitive fraudulent behavior. Mallard has suffered immeasurable damages from this and other frauds upon Utah and Florida Courts as presumably documented others.
MIAMI, FLORIDA VE4
PALM BEACH, FLORIDA VE5
This Mallard Complaint covers most of the main UBS AG, their wholly owned parts and their collaborators. It is difficult indeed for USA elderly to consider dangers to them and their families more than UBS, USA Presidential Team UBS “triplets” and their collaborators. It is really astounding to consider USA elderly’s own USA Government officials allow UBS to steal their hard earned retirement assets for deferred payments. We all now know why their so happy cuddling with each other because they have been overtly sucking from the same corruptive tits. They are free while Lula of Brazil took a meager amount in comparison and is going to jail.